E-UNIBank

Virtual branch

UNIBank’s e-banking enables a fast, efficient and above all a safe execution of payments from your account using any computer connected on the Internet. The electronic transactions are executed using state-of-the-art data protection technology having the highest safety standards in accordance with the global criteria.

This type of service is intended for all those who want to follow the latest trends in the banking field and to save time and resources during the execution of the banking operations.

Guideline for use of the Virtual branch of UNIBank

Access page

Five reasons why to choose the virtual branch of UNIBank 

  • Security- UNIBank uses state-of-the-art methods for information protection. On one hand the beneficiary is identified by a PIN and on the other hand the Bank identifies him/her by a unique electronic signature. The electronic transactions are executed by using state-of-the-art technologies for data protection and by applying the highest safety standards in accordance with the global criteria.
  • Speed- Saving time, avoiding the long rows at the teller counters, avoiding the traffic jam, the parking problems etc.
  • Lower costs- Lower commissions for the payment transactions that are being executed.
  • Comfort-  Quick, secure and simplified access to all the cashless banking services which form part of the payment operations with no need to go out of your home or office. You receive real time information about the financial operations and the account balance.
  • Anyone can use the services of the virtual branch- These services can be used by the clients who already have opened an account at the bank and by new clients of the virtual branch of the bank.

    Services offered to legal entities

    • Cashless payments with payment instruments PP30 and PP50
    • Disbursement of salaries by using the payment instrument PP53  
    • Entry and realisation of orders in future value
    • Access to the current bank statement
    • Access to bank statement of the previous years
    • Access to orders with detailed tracing of the order’s status
    • Report on the total account inflow/outflow
    • Report on the status of the account at all times
    • Following the exchange rates for the current data
    • Report on the exchange rates for previous dates

    Services offered to individuals

    • Cashless payments with payment instruments PP30 and PP50
    • Overhead payments
    • Entry and realisation of orders in future value
    • Access to the current bank statement
    • Access to bank statement of the previous years
    • Access to orders with detailed tracing of the order’s status
    • Report on the total account inflow/outflow
    • Report on the status of the account at all times
    • Following the exchange rates for the current data
    • Report on the exchange rates for previous dates

    Documents for legal entities:

    Documents for individuals:

    Time for admission of orders

    Orders processed via the KIBS service

    14:20 o’clock

    Orders processed via the MIPS service

    16:15 o’clock

    Orders processed via internal payment

    17:50 o’clock; Saturday 13:50 o’clock