Management

Managing Board

Chairman: Milka Todorova
Members: Delcho Krastev
  Vladislav Hadjidinev

Milka Todorova


Chairman of the Management Board
and Executive Director

Ms. Milka Todorova started to work in Universal Investment Bank AD Skopje – UNIBank in 2011 as member of the Supervisory Board, a position she held until the end of 2018.

Since 2019, Ms. Milka Todorova holds the position of Executive Director and Member of the Management Board of UNIBank AD Skopje.

The responsibility of Ms. Milka Todorova within the bank is related to the operations of the Retail Banking Division and Branches Network Division.

Before joining the bank, Ms. Milka Todorova held several positions in First Investment Bank AD Skopje such as: corporate banking expert, deputy manager of the corporate banking division, manager of the retail lending division and member of the Management Board.

Ms. Todorova holds no other positions apart from the positions in the Bank.


Delcho Krastev


Member of the Management Board
and Executive Director

Mr. Delcho Krastev started to work in Universal Investment Bank AD Skopje - UNIBank in 2003 as a Corporate Lending Division Manager. In 2008 Mr. Krstev was appointed Executive Director and Member of the Management Board of UNIBank AD Skopje and he was holding this position until 2016.

With the new organizational structure in May 2016, Mr. Krstev was elected and appointed Chief Lending Officer, Member of the Management Board and Executive Director.

Since January 2019, due to the changes in the organizational structure, Mr. Krstev holds the position of Executive Director and Member of the Management Board.

The responsibility of Mr. Delcho Krstev within the Bank is related to the operation of Corporate Lending Division, Payment Card Operations Division, Payment Systems Division and Strategic Clients Relations and Sales Division.

Before joining the Bank, Mr. Delcho Krstev worked as a Credit Inspector in the First Investment Bank AD Sofia.

Mr. Krstev holds no other positions apart from the positions in the Bank. 


Vladislav Hadjidinev


Member of the Management Board
and Executive Director

Mr. Vladislav Hadjidinev joined the Bank in 2015 as an Executive Director and Member of the Management Board of UNIBank AD Skopje, and with the new organizational structure in May 2016 Mr. Hadjidinev was elected and appointed Chief Financial Officer, Member of the Management Board and Executive Director.      

Since January 2019, due to the changes in the organizational structure, Mr. Hadjidinev holds the position of Executive Director and Member of the Management Board.

Before that Mr. Hadjidinev was part of the First Investment Bank AD Sofia, the Bulgarian National Bank and Advi Corp. in London. Throughout his career, he has gained experience in private banking, investment portfolio management and trading in securities.

The responsibility of Mr. Vladislav Hadjidinev within the Bank is related to the operations of the Risk Management Division, Non-performing Loans Management, Finance and Accounting Division, Information Technology Division, Loan Administration Division and Treasury, Dealing and Securities Division and Loan Center Division.

Mr. Hadjidinev holds no other positions apart from the positions in the Bank. 


Supervisory Board

Chairman: Svetozar Aleksandrov Popov
 Deputy chairman: Ralica Ivanova Bogoeva
Members: Janko Angelov Karakolev
  Konstantiv Iliychov Arnaudov
  Nikolaj Sergeevic Dragomirecki
Pece Nedanovski

Svetozar Aleksandrov Popov

First Investment Bank, Sofia Bulgaria

- Chief Risk Officer (CRO), Member of the Management Board and Executive Director |2017-|
- Chief Compliance Officer (CCO)|2016-2017|
- Deputy Director of Risk Management|2006-2008|
- Chairman of the Credit Council|2006|
- Specialist in Credit Risk Management |2004-2006|

 Universal Investment Bank AD Skopje (UNIBank)

 - Member of the Management Board and Executive Director |2008-2015|

 Raiffaisen Bank, Sofia Bulgaria

- SME loan specialist |2002-2004 |

Inplastrade SA Asenovgrad

 - Assistant to the Director of Finances |2000-2002|


Ralica Ivanova Bogoeva

First Investment Bank, Sofia Bulgaria

 - Chief IT Operations Officer|2018-|
- Head of Internal Audit Department|2011-2018|
- Deputy Director of  Retail banking|2003-2011|
- Loan specialist|2002-2003|

Еxpress Consult  NET, Sofia Bulgaria

 - Accountant |2000-2002|

Diagnosis OOD, Sofia Bulgaria

- Accountant |1998-2000|


Janko Angelov Karakolev

First Investment Bank, Sofia Bulgaria

  • CFO and Head of Accounting |March 2011-|
  • Deputy Director of Accounting |January 2007-February 2011|
  • Deputy Chief Accountant |April 2003-January 2007|
  • Head of Financial Accountability, Analysis and Budget |July 2002-April 2003|
  • Head of IT |November 2001-July 2002|
  • Accountant-Controller |April 1999-November 2001|

Bulgarian Trade and Industry Bank

  • Accountant |July 1995-July 1998|

Konstantiv Iliychov Arnaudov

First Investment Bank, Sofia Bulgaria

- Head of Corporate Banking Department| 2018- |
- Deputy Director of Corporate Banking Department| 2012-2018 |
- Deputy Director of SME Lending Department | 2010-2012 |
- Chief Specialist - SME Lending Department | 2007-2010|
- Credit Inspector - SME Lending Department | 2004-2007|

 TB Biohim AD, Sofia Bulgaria

- Credit Inspector - SME Lending Department | 2003- 2004 |
- Accountant-Cashier | 1998- 2003 |


Nikolaj Sergeevic Dragomirecki

Ekobulteks AD Sofia

  • Executive Director  |2011- |

First Investment Bank AD Sofia

  • FX Market Dealer |1995-2011|

First Financial Brokerage House

  • Broker |1994-1995|

Pece Nedanovski, PhD

  • Member of the Supervisory Board of UNIBank, Skopje, December 2007
  • Pro-Rector of Finance, Investments and Development at the University “Ss. Cyril and Methodius”, Skopje, 2008 –
  • 2005 – 2009, Vice Dean of the Faculty of Economics, Skopje 
  • Assistant Professor on the Faculty of Economics, Skopje, 2004
  • Associate Professor in Environmental Management / “Environmental Economics and Applied  Economics, Post-graduate Studies” at the Faculty of Economics, University “Ss. Cyril and Methodius”- Skopje
  • Associate Professor in Public-Private Partnership and Local Economic Development, post-graduate studies at the Faculty of Economics, University “Ss. Cyril and Methodius”- Skopje 
  • Associate Professor in Economic Evaluations in Health-Care Systems, post-graduate studies at the Faculty of Pharmacy, University “Ss. Cyril and Methodius”- Skopje